Apply for Secured Business Loans in the UK
Unlock stability and drive growth with our secured loans for businesses
Secured Business Loans UK
Our secured business loans provide a reliable and cost-effective way to secure funding for your business. Access finance ranging from £20,000 to £1,000,000 for working capital, expansion, or growth, with fixed monthly repayments designed to build confidence in your financial planning.
What is a Secured Loan
Secured loans involve providing collateral, such as property or equipment, as security for the loan. This ensures a quick and straightforward way to secure an affordable cash injection for your business.
Key Features of Our
Secured Business Loans
Collateral Security
Benefit from lower interest rates by securing your business loan with valuable assets.
Competitive Interest Rates
Enjoy competitive rates tailored to your business's financial profile.
Higher Loan Amounts
Unlock substantial funding with secured loans designed to meet your specific needs.
Types of Secured Loans
At Funding Guru, we offer a variety of secured business loan options to meet your specific needs. Explore the most common types below:
Commercial Mortgage
Secure financing against a property purchase. In the event of default, the lender may take possession of the property, selling it to recover the owed amount.
Asset Finance
Obtain a loan secured against assets like vehicles, machinery, or property. If default occurs, the lender can seize and sell the assets to recover the borrowed funds.
Bridging Finance
A short-term solution for swiftly purchasing a new property or releasing funds from an existing property. Ideal for bridging financial gaps while awaiting proceeds from a sale or approval for a long-term loan, such as a commercial mortgage.
Invoice Financing
Secure financing against outstanding invoices, repaid with a small interest amount upon invoice payment. Learn more about how invoice finance works in our detailed article.
Inventory Finance
Collateralize borrowed funds with inventory products. If unsold and the loan remains unpaid, the lender may seize the inventory to recover the outstanding amount.
Thoughts from Matt
“A secured loan can be a great way to borrow larger sums of money over a longer period of time. The lender uses assets from your business as security against the loan, meaning you can get a better interest rate and borrow more money.
But be aware that if you are not able to repay the loan, you risk losing your assets. Make sure you are able to afford the repayments so you don’t put your business and assets at risk.“
Matt Haycox
Founder and CEO, Funding Guru
How much can I borrow
Application Process for Secured Business Loans
Online Application
Fill out our online application form.
Collateral Evaluation
Our experts assess the value and feasibility of your proposed collateral.
Quick Approval
Experience a swift approval process, often within days.
Access Funds
Once approved, access the secured funds to fuel your business growth.
Why Choose Us
Tailored Solutions
Benefit from personalised and flexible financing solutions designed to meet the unique needs of your business.
Transparent Approach
Experience transparency at every step of the financing journey, ensuring clarity and confidence in your financial decisions.
Proven Success Stories
Join a community of thriving businesses that have achieved success with Funding Guru's financial expertise and support.
Industry Experience
Rely on a partner with extensive industry experience, providing you with insights and guidance to navigate the complexities of business finance.
Efficiency and Simplicity
Discover a streamlined process that makes obtaining business finance quick and efficient, allowing you to focus on what matters - growing your business.
What can a secured loan be used for
A secured loan can be used for anything, including the below.
- Purchasing or refinancing commercial property
- Hiring staff
- Buying new equipment or vehicles
- Working capital to cover payroll
- Debt consolidation
- Buying out partners or shareholders
Testimonials
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Ready to secure your business’s financial future? Apply now for financial stability and confident growth.